Terms and Conditions

The Customer / Homeowner signatures (including electronic signatures) on estimates indicate that they have read and agree to the Description of work, Payment Terms, and the Terms & Conditions

Description: All work completed by Pay-It-Forward Roofing will be done per written scope of work, adhering to applicable building codes, and (if applicable) insurance company's supplied estimates. Prices are quoted ‘as seen’. Any additional repairs will be discussed with and approved by the homeowner. Pay-It-Forward Roofing reserves the right to utilize licensed and insured sub-contractors to complete work under our supervision.

Scope of work: Pay-It-Forward Roofing agrees to furnish all labor, materials, and equipment necessary to completely remove and replace the existing roof on the property with a new roof as described in the Description.

Warranties: Pay-It-Forward Roofing warrants that all work performed under this Contract will be performed in a professional and workmanlike manner in accordance with all applicable building codes and industry standards. All materials used in the performance of this Contract will be new and of the highest quality. Pay-It-Forward Roofing warrants its workmanship for 7 years from the date of completion. Manufacturer warranties for roofing materials will be passed through to Customer.

Payment Terms: Payments are made to ‘Pay-It-Forward Roofing’. Payment terms include a 50% upfront payment before work begins, and the remaining 50% payment due upon completion. The customer authorizes their insurance company to distribute payments to Pay-It-Forward Roofing. Customer is responsible for all attorney fees if this invoice is turned over for collection.

Project Timeline: Preparation for installation, including the purchase of materials, will begin on the date of the Signature and work will be completed ASAP, weather permitting.

Ownership of Leftover Materials: Upon completion of the work outlined in this contract, any materials remaining unused shall be the property of the Contractor, Pay-It-Forward Roofing. The Owner shall have no claim to or right to these remaining materials.

Insurance: Weather damage restoration & replacement to be completed like-for-like by licensed and insured contractors and trade professionals, and managed by Pay-It-Forward Roofing. Pay-It-Forward Roofing reserves the right to request supplemental insurance payments for additional repair or project management items, including overhead and profit. Customer authorizes Pay-It-Forward Roofing to act as an authorized representative to the insurance company regarding this scope of work and payment, and receive and disburse all insurance proceeds related to the roof replacement. This authorization specifically includes the right to provide information about the damage, discuss potential coverage, obtain necessary approvals for claim filing, and receive and review all relevant documents. If for any reason, Customer receives a check from the insurance company, made payable to Customer, Customer agrees to pay Pay-It-Forward Roofing immediately upon receipt of the check. In order to expedite payment to Pay-It-Forward Roofing, Customer hereby appoints Pay-It-Forward Roofing as attorney-in-fact, and authorizes Pay-It-Forward Roofing to endorse Customers name on Insurance Company checks or drafts, and to deposit Insurance Company checks or drafts for services provided.

Financing: The principal amounts financed under this contract will accrue interest at an annual percentage rate (APR) of 10%. This financed amount, including accrued interest, will be repaid through fixed monthly payments as agreed upon in writing, continuing until the total outstanding balance is paid in full. Unpaid balances are subject to collections and/or property liens.

Change Orders: Any changes to the scope of work described here must be made in writing and signed by both parties.

Entire Agreement: This written contract is the complete and final understanding between us. It replaces any previous discussions, promises, or agreements we may have had, whether spoken or written.

Any documentation provided by Pay-It-Forward Roofing, including this agreement, is considered confidential and proprietary, and may not be shared with anyone, including your insurance company, without the express written consent of Pay-It-Forward Roofing.

Dispute Resolution: Any dispute, controversy, or claim arising out of or relating to this Agreement, or the breach, termination, or invalidity thereof, shall first be attempted to be resolved through good faith negotiation between the parties. If the dispute cannot be resolved through negotiation within thirty (30) days, either party may pursue binding arbitration in the state of Alabama.